Bradley Insurance Solutions, LLC ("Bradley Insurance," "we," "our," or "us") is an independent licensed insurance agency headquartered in Traer, Iowa. We operate this website at bradleyinsurancesolutions.com and related pages as a means of providing information about our services and collecting insurance inquiries.
As an insurance agency, we are subject to state and federal regulations governing the handling of customer personal and financial information, including the Gramm-Leach-Bliley Act (GLBA) and applicable state insurance privacy regulations. This Privacy Policy describes our practices across our website and in the course of our business.
This policy applies to: visitors to our website, individuals who submit quote requests or contact forms, existing and former clients, and individuals whose information we receive in connection with evaluating or placing insurance coverage.
When you submit a quote request, contact form, or other inquiry on our website, we may collect:
As we work to find you coverage, we may collect additional information including:
Our website (hosted on Webflow) may automatically collect certain technical information when you visit, including IP address, browser type, device type, pages visited, and time spent on pages. This information is collected through standard web server logs and analytics tools operated by Webflow. We do not control Webflow's data collection practices separately from our own use; please review Webflow's Privacy Policy for information about how Webflow handles data.
We do not use tracking cookies for advertising purposes and do not participate in interest-based advertising programs.
We use the information we collect for the following purposes:
We do not use your personal information for automated decision-making that produces legal or similarly significant effects without human review.
We share your personal information in the following circumstances:
The primary reason we collect your information is to obtain insurance quotes and place coverage on your behalf. This requires sharing relevant information with insurance carriers, surplus lines carriers, Lloyd's of London syndicates, managing general agents (MGAs), and other insurance market participants. We share only what is necessary for each specific purpose.
We may use third-party service providers who assist us in operating our business — including our website host (Webflow), email providers, and the Quote & Apply life insurance quoting platform. These providers have access to information only as needed to perform their functions and are required to maintain confidentiality.
We may disclose information as required by applicable law, regulation, legal process, or governmental request — including to state insurance regulators, law enforcement, or courts when legally required.
In the event of a merger, acquisition, sale, or transfer of some or all of our business assets, client information may be transferred as part of that transaction, subject to applicable law and confidentiality obligations.
In the course of placing certain types of insurance coverage — particularly life insurance, health insurance, and some commercial lines — we may collect or handle sensitive personal information including:
We collect sensitive information only when required for the specific coverage you have requested. We do not collect or store this information through our website forms — sensitive underwriting information is collected directly through carrier application processes, in-person consultations, or secure carrier portals. We maintain this information with heightened security measures and share it only with carriers and parties that require it to evaluate, issue, or service your coverage.
We implement reasonable administrative, technical, and physical safeguards to protect the personal information we collect and maintain. These include:
No data transmission over the internet or electronic storage system is completely secure. While we work hard to protect your information, we cannot guarantee absolute security. If you believe your information has been compromised, please contact us immediately.
Website forms: Quote request forms on our website transmit information via email (mailto protocol). This means that form submissions are transmitted through your email client. We do not collect or store form submission data through server-side processing beyond what your email client and ours receive. Sensitive information (Social Security numbers, financial account details) should not be submitted through website forms — please provide such information directly to our licensed agents.
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, comply with applicable legal and regulatory requirements, and resolve disputes or enforce our agreements.
For active clients, we retain records for the duration of the client relationship plus a minimum of five (5) years after the relationship ends, in accordance with Iowa and applicable state insurance record retention requirements. Records relating to claims may be retained longer as required by law or regulation.
For inquiries that do not result in placed coverage, we typically retain records for up to two (2) years, unless a longer retention period is required by law.
To request deletion of your information where legally permissible, see the "Your Rights" section below.
Depending on your state of residence and applicable law, you may have certain rights regarding your personal information. We honor the following rights for all clients, regardless of state:
You may request information about what personal information we hold about you and how we use it. We will respond to verified requests within a reasonable timeframe.
If you believe we hold inaccurate information about you, you may request a correction. Accurate information is important to obtaining appropriate coverage — please notify us of any errors promptly.
You may request deletion of your personal information. We will honor deletion requests to the extent permitted by law — however, we may be required to retain certain information to comply with legal obligations, resolve disputes, or fulfill regulatory requirements as an insurance agency. Deletion of information used to service active coverage may affect our ability to continue providing services.
We do not sell your personal information and do not engage in interest-based advertising. If you receive marketing communications from us and wish to opt out, you may do so at any time by contacting us directly. Opting out of marketing communications will not affect our ability to send you important communications about your coverage.
You may request that we contact you by a specific method (phone, email, or mail) or at specific times. We will accommodate reasonable preferences where practicable.
To exercise any of the above rights, contact us at the information below. We may ask you to verify your identity before processing a request. We will not discriminate against you for exercising your privacy rights.
Our website contains links to third-party websites including insurance carrier websites, regulatory resources, and industry references. We are not responsible for the privacy practices of third-party sites. We encourage you to review the privacy policies of any site you visit.
Our Life & Health page includes an embedded quoting tool operated by Quote & Apply (a third-party platform). When you use that tool, your information is collected and processed by Quote & Apply subject to their own privacy policy. We may receive information about quotes generated through the tool. Please review Quote & Apply's privacy policy before using their quoting tool.
Our website is hosted on Webflow. Webflow collects certain technical information about website visitors. Please review Webflow's Privacy Policy for information about their data practices.
We may use basic analytics provided by our website platform (Webflow) to understand aggregate visitor behavior. We do not use Google Analytics or other third-party advertising or behavioral tracking tools on our site.
Our website and services are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected information from a child under 13, we will take steps to delete that information promptly.
If you are a parent or guardian and believe your child has provided personal information to us, please contact us immediately and we will address the situation.
Iowa insurance licensees are subject to Iowa Insurance Division privacy regulations consistent with the GLBA and applicable NAIC model regulations. Iowa residents have the rights described in this policy and in the GLBA Financial Privacy Notice below. Iowa does not currently have a comprehensive consumer privacy law equivalent to the CCPA, but we extend reasonable privacy rights to all clients regardless of state.
Residents of these states are subject to their respective state insurance privacy regulations, which generally follow the NAIC model privacy regulation framework. We apply consistent privacy practices across all states in which we operate.
Minnesota Residents: Minnesota has enacted comprehensive consumer data privacy legislation (effective 2025). Minnesota residents may have additional rights under the Minnesota Consumer Data Privacy Act (MCDPA). Contact us to exercise any rights under Minnesota law.
North Carolina Residents: North Carolina has enacted the North Carolina Identity Theft Protection Act. We comply with applicable requirements under this law.
Florida Residents: Florida residents have rights under the Florida Information Protection Act (FIPA). We comply with applicable requirements.
If you have questions about your state-specific rights, please contact us. State insurance privacy regulations are administered by each state's insurance commissioner, and you may also contact your state insurance department with concerns.
As an insurance agency, Bradley Insurance Solutions, LLC is a financial institution subject to the Gramm-Leach-Bliley Act (GLBA) and applicable state insurance regulations. The following notice describes how we collect, use, and protect your nonpublic personal financial information.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or the services we offer. When we make material changes, we will update the "Last Updated" date at the top of this policy.
We encourage you to review this policy periodically. Continued use of our website or services after changes are posted constitutes acceptance of the updated policy. If you have questions about changes, please contact us.
Questions, concerns, or requests related to this Privacy Policy or your personal information should be directed to:
Privacy / Data Requests
Traer, Iowa
Phone: (319) 529-3778
Email:
We will respond to privacy requests within a reasonable timeframe and no later than 45 days from receipt of a verified request, or longer if permitted by applicable law with notice to you.
You may also contact your state's insurance commissioner with concerns about how we handle your insurance information: